Terms of Use

Last updated: 4 November 2026

By using Toolywise (the “Site”) you agree to these terms. If you do not agree, please do not use the Site.

1. Use of the tools

The tools are provided free of charge for personal and commercial use. You are responsible for the files and information you process and for having the right to use them. Do not use the Site for anything unlawful or to interfere with its operation.

2. Calculators are estimates

Financial and other calculators provide estimates for general information only, based on the figures you enter and standard formulas. They are not financial, tax, legal or medical advice. Actual loan terms, returns and costs vary — consult a qualified professional before making decisions.

3. No warranty

The Site is provided “as is” without warranties of any kind. We aim for accuracy and reliability but do not guarantee that the tools will be error-free or always available. Always keep a copy of your original files.

4. Limitation of liability

To the fullest extent permitted by law, Toolywise is not liable for any loss or damage arising from your use of the Site or its tools, including loss of data or financial loss.

5. Intellectual property

The Site’s design, text and code belong to Toolywise. Files you create with the tools belong to you.

6. Third-party links and advertising

The Site shows advertising and may link to other websites. We are not responsible for the content or practices of third parties.

7. Changes

We may update these terms at any time. Continued use of the Site means you accept the current version.

8. Contact

Questions? Email hello@toolywise.com.